/* ==========================================================================
   돈공부 도구 (money.chatgpts.kr)
   생활 금융 계산기 & 경제 용어 사전 완벽 디자인 시스템
   ========================================================================== */

:root {
  --primary: #059669;
  --primary-hover: #047857;
  --primary-light: #ecfdf5;
  --primary-border: #a7f3d0;

  --accent: #0284c7;
  --accent-light: #e0f2fe;

  --bg-main: #f8fafc;
  --bg-card: #ffffff;
  --bg-subtle: #f1f5f9;

  --text-main: #0f172a;
  --text-muted: #64748b;
  --text-light: #94a3b8;

  --border-color: #e2e8f0;
  --border-hover: #cbd5e1;

  --success: #10b981;
  --danger: #ef4444;
  --warning: #f59e0b;

  --radius-sm: 8px;
  --radius-md: 12px;
  --radius-lg: 18px;
  --radius-xl: 24px;
  --radius-full: 9999px;

  --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
  --shadow-md: 0 4px 12px -1px rgba(15, 23, 42, 0.08), 0 2px 4px -2px rgba(15, 23, 42, 0.04);
  --shadow-lg: 0 12px 28px -4px rgba(15, 23, 42, 0.1), 0 4px 12px -2px rgba(15, 23, 42, 0.06);

  --font-sans: -apple-system, BlinkMacSystemFont, "Pretendard", "Segoe UI", Roboto, "Helvetica Neue", "Apple SD Gothic Neo", sans-serif;
}

/* 기본 리셋 */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

body {
  font-family: var(--font-sans);
  background-color: var(--bg-main);
  color: var(--text-main);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  min-height: 100vh;
  display: flex;
  flex-direction: column;
}

a {
  color: inherit;
  text-decoration: none;
}

button {
  font-family: inherit;
  cursor: pointer;
  border: none;
  background: none;
}

/* ==========================================================================
   1. 상단 네비게이션 바 (Navbar)
   ========================================================================== */
.navbar {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--border-color);
  box-shadow: 0 1px 3px rgba(0, 0, 0, 0.03);
}

.navbar-container {
  max-width: 1120px;
  margin: 0 auto;
  padding: 0 20px;
  height: 64px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}

.brand-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 800;
  font-size: 1.25rem;
  color: var(--text-main);
  text-decoration: none;
  flex-shrink: 0;
  transition: opacity 0.2s;
}

.brand-logo:hover {
  opacity: 0.85;
}

.logo-icon {
  font-size: 1.4rem;
}

.logo-title {
  letter-spacing: -0.5px;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 4px;
  overflow-x: auto;
  scrollbar-width: none;
  -ms-overflow-style: none;
}

.nav-links::-webkit-scrollbar {
  display: none;
}

/* 화면이 좁아지면 메뉴를 헤더 아래 별도 줄로 내립니다.
   (한 줄에 억지로 밀어 넣으면 스크롤바가 숨겨져 있어 뒤쪽 메뉴가
    존재하는지조차 알 수 없었습니다 — 형제 서비스 work 와 동일한 배치) */
@media (max-width: 1024px) {
  .navbar-container {
    height: auto;
    flex-wrap: wrap;
    padding-top: 12px;
    padding-bottom: 12px;
    row-gap: 10px;
  }
  .navbar-container .nav-links {
    order: 3;
    width: 100%;
    padding-bottom: 2px;
  }
}

.nav-link {
  padding: 8px 14px;
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--text-muted);
  border-radius: var(--radius-full);
  white-space: nowrap;
  transition: all 0.2s ease;
  text-decoration: none;
}

.nav-link:hover {
  color: var(--primary);
  background-color: var(--primary-light);
}

.nav-link.active {
  color: #ffffff;
  background-color: var(--primary);
  box-shadow: 0 2px 6px rgba(5, 150, 105, 0.3);
}

.nav-actions {
  display: flex;
  align-items: center;
  flex-shrink: 0;
}

/* 패밀리 드롭다운 */
.family-dropdown {
  position: relative;
}

.family-btn {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 8px 14px;
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--text-main);
  background-color: var(--bg-subtle);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-full);
  transition: all 0.2s;
}

.family-btn:hover {
  background-color: var(--border-color);
}

.family-menu {
  position: absolute;
  top: calc(100% + 8px);
  right: 0;
  width: 280px;
  background: #ffffff;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  padding: 8px;
  display: none;
  z-index: 200;
}

.family-menu.active {
  display: block;
  animation: fadeInDown 0.2s cubic-bezier(0.16, 1, 0.3, 1);
}

.family-menu-header {
  padding: 8px 12px 6px;
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--text-light);
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.family-item {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 10px 12px;
  border-radius: var(--radius-md);
  text-decoration: none;
  color: var(--text-main);
  transition: background 0.15s;
}

.family-item:hover {
  background-color: var(--bg-subtle);
}

.family-item.active {
  background-color: var(--primary-light);
}

.family-item .fi-icon {
  font-size: 1.25rem;
  flex-shrink: 0;
}

.family-item strong {
  display: block;
  font-size: 0.88rem;
  font-weight: 700;
}

.family-item p {
  font-size: 0.75rem;
  color: var(--text-muted);
  line-height: 1.3;
}

/* ==========================================================================
   2. 공통 메인 컨테이너 & 히어로
   ========================================================================== */
.page-container {
  max-width: 1120px;
  margin: 0 auto;
  padding: 32px 20px 60px;
  flex: 1;
  width: 100%;
}

.hero-section {
  text-align: center;
  padding: 36px 20px 48px;
  max-width: 780px;
  margin: 0 auto;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 6px 14px;
  background-color: var(--primary-light);
  color: var(--primary);
  border: 1px solid var(--primary-border);
  border-radius: var(--radius-full);
  font-size: 0.85rem;
  font-weight: 700;
  margin-bottom: 16px;
}

.hero-title {
  font-size: 2.5rem;
  font-weight: 800;
  line-height: 1.25;
  letter-spacing: -1px;
  color: var(--text-main);
  margin-bottom: 16px;
}

.highlight-text {
  color: var(--primary);
  background: linear-gradient(135deg, #059669 0%, #0284c7 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.hero-desc {
  font-size: 1.1rem;
  color: var(--text-muted);
  line-height: 1.6;
}

/* ==========================================================================
   3. 메인 도구 카드 그리드 (Tools Grid)
   ========================================================================== */
.tools-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 24px;
  margin-bottom: 48px;
}

.tool-card {
  display: flex;
  flex-direction: column;
  background: var(--bg-card);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-xl);
  padding: 28px;
  text-decoration: none;
  color: var(--text-main);
  box-shadow: var(--shadow-sm);
  transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
  position: relative;
  overflow: hidden;
}

.tool-card:hover {
  transform: translateY(-4px);
  border-color: var(--primary-border);
  box-shadow: var(--shadow-lg);
}

.tool-card-icon {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-lg);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  margin-bottom: 20px;
}

.tool-card-content {
  flex: 1;
}

.tool-card-badge {
  display: inline-block;
  font-size: 0.78rem;
  font-weight: 700;
  color: var(--primary);
  background-color: var(--primary-light);
  padding: 3px 8px;
  border-radius: var(--radius-sm);
  margin-bottom: 8px;
}

.tool-card-title {
  font-size: 1.35rem;
  font-weight: 700;
  margin-bottom: 10px;
  letter-spacing: -0.5px;
}

.tool-card-desc {
  font-size: 0.92rem;
  color: var(--text-muted);
  line-height: 1.55;
  margin-bottom: 20px;
}

.tool-card-action {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.92rem;
  font-weight: 700;
  color: var(--primary);
  transition: gap 0.2s;
}

.tool-card:hover .tool-card-action {
  gap: 12px;
}

/* ==========================================================================
   4. 상식 팁 섹션 (Tips Section)
   ========================================================================== */
.tips-section {
  background: #ffffff;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-xl);
  padding: 36px;
  margin-bottom: 48px;
  box-shadow: var(--shadow-sm);
}

.section-title {
  font-size: 1.35rem;
  font-weight: 800;
  margin-bottom: 24px;
  display: flex;
  align-items: center;
  gap: 10px;
  color: var(--text-main);
}

.section-title i {
  color: var(--warning);
}

.tips-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 20px;
}

.tip-card {
  background: var(--bg-main);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: 24px;
  position: relative;
}

.tip-num {
  font-size: 0.85rem;
  font-weight: 800;
  color: var(--primary);
  background: var(--primary-light);
  width: 32px;
  height: 32px;
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 12px;
}

.tip-title {
  font-size: 1.05rem;
  font-weight: 700;
  margin-bottom: 8px;
  color: var(--text-main);
}

.tip-desc {
  font-size: 0.88rem;
  color: var(--text-muted);
  line-height: 1.6;
}

/* ==========================================================================
   5. 계산기 전용 레이아웃 (Calc Layout)
   ========================================================================== */
.calc-header {
  text-align: center;
  max-width: 680px;
  margin: 0 auto 36px;
}

.calc-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 5px 12px;
  background-color: var(--primary-light);
  color: var(--primary);
  border-radius: var(--radius-full);
  font-size: 0.82rem;
  font-weight: 700;
  margin-bottom: 12px;
}

.calc-title {
  font-size: 2.1rem;
  font-weight: 800;
  letter-spacing: -0.5px;
  margin-bottom: 10px;
}

.calc-subtitle {
  font-size: 1.02rem;
  color: var(--text-muted);
}

.calc-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
  align-items: start;
  margin-bottom: 48px;
}

@media (max-width: 880px) {
  .calc-layout {
    grid-template-columns: 1fr;
  }
}

.calc-card {
  background: var(--bg-card);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-xl);
  padding: 32px;
  box-shadow: var(--shadow-sm);
}

/* 폼 요소 */
.form-group {
  margin-bottom: 22px;
}

.form-label {
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 0.92rem;
  font-weight: 700;
  color: var(--text-main);
  margin-bottom: 8px;
}

.currency-hint {
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--primary);
}

.input-with-unit {
  position: relative;
  display: flex;
  align-items: center;
}

.form-input {
  width: 100%;
  height: 48px;
  padding: 0 44px 0 16px;
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--text-main);
  background: var(--bg-main);
  border: 1.5px solid var(--border-color);
  border-radius: var(--radius-md);
  outline: none;
  transition: all 0.2s ease;
}

.form-input:focus {
  background: #ffffff;
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(5, 150, 105, 0.15);
}

.input-unit {
  position: absolute;
  right: 16px;
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--text-muted);
  pointer-events: none;
}

.quick-btn-group {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  margin-top: 8px;
}

.quick-btn {
  padding: 5px 11px;
  font-size: 0.8rem;
  font-weight: 600;
  background-color: var(--bg-subtle);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-sm);
  color: var(--text-muted);
  transition: all 0.15s;
}

.quick-btn:hover {
  background-color: var(--border-color);
  color: var(--text-main);
}

.quick-btn.active {
  background-color: var(--primary);
  color: #ffffff;
  border-color: var(--primary);
}

.quick-btn.reset-btn {
  color: var(--danger);
}

.radio-tab-group {
  display: flex;
  gap: 8px;
  background: var(--bg-subtle);
  padding: 4px;
  border-radius: var(--radius-md);
}

.radio-tab-group.vertical-stack {
  flex-direction: column;
  background: none;
  padding: 0;
  gap: 10px;
}

.radio-tab {
  flex: 1;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 10px;
  border-radius: var(--radius-sm);
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--text-muted);
  cursor: pointer;
  transition: all 0.15s;
  user-select: none;
}

.radio-tab input[type="radio"] {
  display: none;
}

.radio-tab:has(input[type="radio"]:checked) {
  background: #ffffff;
  color: var(--primary);
  box-shadow: var(--shadow-sm);
  font-weight: 700;
}

.radio-tab-group.vertical-stack .radio-tab {
  background: var(--bg-main);
  border: 1.5px solid var(--border-color);
  border-radius: var(--radius-md);
  padding: 14px 16px;
  justify-content: flex-start;
  text-align: left;
}

.radio-tab-group.vertical-stack .radio-tab:has(input[type="radio"]:checked) {
  border-color: var(--primary);
  background: var(--primary-light);
}

.radio-subtext {
  font-size: 0.78rem;
  font-weight: normal;
  color: var(--text-muted);
  margin-top: 3px;
}

.form-row-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.preset-tag-tabs {
  display: flex;
  gap: 8px;
  margin-bottom: 24px;
  border-bottom: 1px solid var(--border-color);
  padding-bottom: 12px;
}

.preset-tag-btn {
  padding: 8px 14px;
  font-size: 0.88rem;
  font-weight: 700;
  border-radius: var(--radius-full);
  color: var(--text-muted);
  background: var(--bg-subtle);
  transition: all 0.2s;
}

.preset-tag-btn:hover {
  color: var(--text-main);
}

.preset-tag-btn.active {
  background: var(--primary);
  color: #ffffff;
}

.btn-action-group {
  display: flex;
  gap: 10px;
  margin-top: 28px;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 13px 20px;
  font-size: 1rem;
  font-weight: 700;
  border-radius: var(--radius-md);
  transition: all 0.2s;
  flex: 1;
}

.btn-primary {
  background-color: var(--primary);
  color: #ffffff;
  box-shadow: 0 2px 8px rgba(5, 150, 105, 0.3);
}

.btn-primary:hover {
  background-color: var(--primary-hover);
  transform: translateY(-1px);
}

.btn-secondary {
  background-color: var(--bg-subtle);
  color: var(--text-main);
  border: 1px solid var(--border-color);
  flex: 0 0 auto;
}

.btn-secondary:hover {
  background-color: var(--border-color);
}

/* ==========================================================================
   6. 결과 카드 (Result Card)
   ========================================================================== */
.result-card {
  position: sticky;
  top: 84px;
}

.result-header {
  background: linear-gradient(135deg, #064e3b 0%, #065f46 100%);
  border-radius: var(--radius-lg);
  padding: 24px;
  color: #ffffff;
  text-align: center;
  margin-bottom: 24px;
  box-shadow: 0 8px 20px rgba(6, 78, 59, 0.25);
}

.result-label {
  display: block;
  font-size: 0.88rem;
  font-weight: 600;
  color: #a7f3d0;
  margin-bottom: 8px;
}

.result-total-amount {
  font-size: 2.2rem;
  font-weight: 900;
  letter-spacing: -1px;
  line-height: 1.2;
}

.result-sub-korean {
  font-size: 0.95rem;
  color: #d1fae5;
  margin-top: 6px;
  font-weight: 500;
}

.result-stats-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin-bottom: 24px;
}

.stat-box {
  background: var(--bg-main);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-md);
  padding: 16px;
}

.stat-title {
  display: block;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--text-muted);
  margin-bottom: 6px;
}

.stat-value {
  display: block;
  font-size: 1.15rem;
  font-weight: 800;
  color: var(--text-main);
  letter-spacing: -0.3px;
}

.text-accent {
  color: var(--accent) !important;
}

.text-success {
  color: var(--success) !important;
}

.text-danger {
  color: var(--danger) !important;
}

.text-bold {
  font-weight: 700;
}

.info-callout {
  display: flex;
  gap: 14px;
  background: var(--primary-light);
  border: 1px solid var(--primary-border);
  border-radius: var(--radius-md);
  padding: 16px;
  margin-bottom: 24px;
  color: #065f46;
}

.info-callout i {
  font-size: 1.2rem;
  color: var(--primary);
  margin-top: 2px;
  flex-shrink: 0;
}

.info-callout strong {
  display: block;
  font-size: 0.9rem;
  font-weight: 700;
  margin-bottom: 4px;
}

.info-callout p {
  font-size: 0.84rem;
  line-height: 1.5;
  color: #047857;
}

/* 데이터 테이블 */
.table-card {
  margin-top: 24px;
  border-top: 1px solid var(--border-color);
  padding-top: 20px;
}

.table-card-header-flex {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 14px;
}

.table-card-title {
  font-size: 1rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  gap: 8px;
  color: var(--text-main);
}

.table-card-badge {
  font-size: 0.78rem;
  font-weight: 600;
  background: var(--bg-subtle);
  padding: 3px 8px;
  border-radius: var(--radius-sm);
  color: var(--text-muted);
}

.table-responsive {
  width: 100%;
  overflow-x: auto;
}

.schedule-table-container {
  max-height: 380px;
  overflow-y: auto;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-md);
}

.data-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.85rem;
  text-align: right;
}

.data-table th,
.data-table td {
  padding: 10px 14px;
  border-bottom: 1px solid var(--border-color);
}

.data-table th {
  background: var(--bg-subtle);
  font-weight: 700;
  color: var(--text-muted);
  position: sticky;
  top: 0;
  z-index: 2;
}

.data-table th:first-child,
.data-table td:first-child {
  text-align: left;
}

.data-table tr:hover td {
  background-color: var(--bg-main);
}

/* ==========================================================================
   7. 용어 사전 전용 (Terms Section)
   ========================================================================== */
.terms-search-section {
  margin-bottom: 28px;
}

.terms-search-bar {
  position: relative;
  margin-bottom: 16px;
}

.search-icon {
  position: absolute;
  left: 18px;
  top: 50%;
  transform: translateY(-50%);
  color: var(--text-light);
  font-size: 1.1rem;
}

.terms-search-bar input {
  width: 100%;
  height: 52px;
  padding: 0 48px 0 50px;
  font-size: 1.05rem;
  border: 1.5px solid var(--border-color);
  border-radius: var(--radius-full);
  outline: none;
  background: #ffffff;
  box-shadow: var(--shadow-sm);
  transition: all 0.2s;
}

.terms-search-bar input:focus {
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(5, 150, 105, 0.15);
}

.terms-clear-btn {
  position: absolute;
  right: 16px;
  top: 50%;
  transform: translateY(-50%);
  color: var(--text-light);
  font-size: 1.1rem;
  padding: 6px;
}

.category-tabs {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
}

.category-btn {
  padding: 7px 15px;
  font-size: 0.88rem;
  font-weight: 600;
  border-radius: var(--radius-full);
  background: #ffffff;
  border: 1px solid var(--border-color);
  color: var(--text-muted);
  transition: all 0.2s;
}

.category-btn:hover {
  background: var(--bg-subtle);
  color: var(--text-main);
}

.category-btn.active {
  background: var(--primary);
  color: #ffffff;
  border-color: var(--primary);
}

.terms-meta-bar {
  font-size: 0.88rem;
  color: var(--text-muted);
  margin-bottom: 20px;
}

.terms-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 22px;
  margin-bottom: 48px;
}

.term-card {
  background: #ffffff;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-xl);
  padding: 26px;
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  transition: all 0.2s;
}

.term-card:hover {
  border-color: var(--primary-border);
  box-shadow: var(--shadow-md);
}

.term-card-header {
  margin-bottom: 12px;
}

.term-category-badge {
  font-size: 0.76rem;
  font-weight: 700;
  color: var(--primary);
  background: var(--primary-light);
  padding: 3px 8px;
  border-radius: var(--radius-sm);
}

.term-title {
  font-size: 1.25rem;
  font-weight: 800;
  margin-bottom: 8px;
  color: var(--text-main);
}

.term-summary {
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--accent);
  line-height: 1.45;
  margin-bottom: 12px;
}

.term-desc {
  font-size: 0.88rem;
  color: var(--text-muted);
  line-height: 1.6;
  margin-bottom: 16px;
  flex: 1;
}

.term-tip-box {
  display: flex;
  gap: 10px;
  background: #fffbeb;
  border: 1px solid #fde68a;
  border-radius: var(--radius-md);
  padding: 12px;
  margin-bottom: 16px;
  font-size: 0.82rem;
  color: #92400e;
}

.term-tip-box i {
  color: #d97706;
  margin-top: 2px;
  flex-shrink: 0;
}

.term-tip-box strong {
  display: block;
  font-weight: 700;
  margin-bottom: 2px;
}

.term-tags-wrap {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
}

.term-tag {
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--text-muted);
  background: var(--bg-subtle);
  padding: 3px 8px;
  border-radius: var(--radius-sm);
  cursor: pointer;
  transition: all 0.15s;
}

.term-tag:hover {
  background: var(--primary-light);
  color: var(--primary);
}

.empty-state {
  text-align: center;
  padding: 60px 20px;
  background: #ffffff;
  border-radius: var(--radius-xl);
  border: 1px dashed var(--border-color);
  color: var(--text-muted);
}

.empty-state i {
  font-size: 3rem;
  margin-bottom: 16px;
  color: var(--text-light);
}

.empty-state h3 {
  font-size: 1.2rem;
  font-weight: 700;
  margin-bottom: 8px;
  color: var(--text-main);
}

/* ==========================================================================
   8. 패밀리 서비스 배너 (Nolja Family Banner)
   ========================================================================== */
.nolja-family-banner {
  background: linear-gradient(135deg, #0f172a 0%, #1e293b 100%);
  border-radius: var(--radius-xl);
  padding: 36px;
  color: #ffffff;
  margin-bottom: 40px;
  box-shadow: var(--shadow-md);
}

.nfb-header {
  margin-bottom: 24px;
}

.nfb-badge {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 1px;
  color: #34d399;
  margin-bottom: 8px;
}

.nfb-title {
  font-size: 1.4rem;
  font-weight: 800;
  margin-bottom: 6px;
}

.nfb-desc {
  font-size: 0.9rem;
  color: #94a3b8;
}

.nfb-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 14px;
}

.nfb-card {
  display: flex;
  align-items: center;
  gap: 12px;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--radius-md);
  padding: 14px;
  text-decoration: none;
  color: #ffffff;
  transition: all 0.2s;
}

.nfb-card:hover {
  background: rgba(255, 255, 255, 0.16);
  transform: translateY(-2px);
  border-color: rgba(52, 211, 153, 0.4);
}

.nfb-icon {
  font-size: 1.5rem;
  flex-shrink: 0;
}

.nfb-name {
  display: block;
  font-size: 0.92rem;
  font-weight: 700;
}

.nfb-sub {
  display: block;
  font-size: 0.76rem;
  color: #94a3b8;
}

/* ==========================================================================
   9. 면책 고지 & 광고 슬롯 & 푸터
   ========================================================================== */
.disclaimer-card {
  display: flex;
  gap: 14px;
  background: #ffffff;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: 20px;
  margin-bottom: 32px;
  color: var(--text-muted);
}

.disclaimer-card i {
  font-size: 1.25rem;
  color: var(--warning);
  margin-top: 2px;
  flex-shrink: 0;
}

.disclaimer-card strong {
  display: block;
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--text-main);
  margin-bottom: 4px;
}

.disclaimer-card p {
  font-size: 0.82rem;
  line-height: 1.55;
}

.ad-slot {
  width: 100%;
  min-height: 100px;
  margin: 32px 0;
  background: #ffffff;
  border: 1px dashed var(--border-color);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
}

.site-footer {
  background: #ffffff;
  border-top: 1px solid var(--border-color);
  padding: 48px 20px 32px;
  margin-top: auto;
}

.footer-container {
  max-width: 1120px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 36px;
  margin-bottom: 36px;
}

@media (max-width: 768px) {
  .footer-container {
    grid-template-columns: 1fr;
    gap: 24px;
  }
}

.footer-logo {
  font-size: 1.2rem;
  font-weight: 800;
  margin-bottom: 12px;
}

.footer-copy {
  font-size: 0.88rem;
  color: var(--text-muted);
  line-height: 1.6;
}

.footer-col h4 {
  font-size: 0.95rem;
  font-weight: 700;
  margin-bottom: 14px;
  color: var(--text-main);
}

.footer-links {
  list-style: none;
}

.footer-links li {
  margin-bottom: 8px;
}

.footer-links a {
  font-size: 0.88rem;
  color: var(--text-muted);
  transition: color 0.2s;
}

.footer-links a:hover {
  color: var(--primary);
}

.footer-bottom {
  max-width: 1120px;
  margin: 0 auto;
  padding-top: 24px;
  border-top: 1px solid var(--border-color);
  text-align: center;
  font-size: 0.82rem;
  color: var(--text-light);
}

/* ==========================================================================
   10. 토스트 알림
   ========================================================================== */
.toast-container {
  position: fixed;
  bottom: 24px;
  right: 24px;
  z-index: 1000;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.toast {
  padding: 12px 20px;
  background: #0f172a;
  color: #ffffff;
  font-size: 0.9rem;
  font-weight: 600;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-lg);
  display: flex;
  align-items: center;
  gap: 10px;
  animation: slideUp 0.25s cubic-bezier(0.16, 1, 0.3, 1);
  transition: all 0.2s ease;
}

.toast.hide {
  opacity: 0;
  transform: translateY(10px);
}

.toast-success {
  background: #065f46;
  border-left: 4px solid var(--success);
}

.toast-error {
  background: #991b1b;
  border-left: 4px solid var(--danger);
}

/* 키프레임 */
@keyframes fadeInDown {
  from {
    opacity: 0;
    transform: translateY(-8px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes slideUp {
  from {
    opacity: 0;
    transform: translateY(16px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

/* 모바일 미디어 쿼리 */
@media (max-width: 640px) {
  .hero-title {
    font-size: 1.85rem;
  }
  .hero-desc {
    font-size: 0.98rem;
  }
  .calc-title {
    font-size: 1.7rem;
  }
  .calc-card {
    padding: 20px;
  }
  .tips-section {
    padding: 22px;
  }
  .result-total-amount {
    font-size: 1.75rem;
  }
  .result-stats-grid {
    grid-template-columns: 1fr;
  }
  .form-row-2 {
    grid-template-columns: 1fr;
  }
  .nolja-family-banner {
    padding: 22px;
  }
}